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Mortgage Freedom 65® Is A Comprehensive Mortgage Solution That Allows Home Owners In Canada, Age 65+ To Become Mortgage Payment Free.

License: FSRA: #10185

You Are One Step Away From Mortgage Freedom

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Become Mortgage Payment Free With The Help Of Our Licenced CPCA Advisors Who Understand Your Personal Retirement Needs.

As an award winning and leading mortgage provider in Canada, our goal is to help you become mortgage payment free NOW. Get started right away. – Let us help YOU to transform your retirement today!



Imagine a mortgage or a home equity line of credit that gives you full control and flexibility with your payment options without proof of income or credit. Yes you heard it right…without proof of income or credit


MortgageFreedom65® provides you with a personalized mortgage solution to allow you to have full control with your payments that works like a SELF DIRECTED mortgage.


MortgageFreedom65® makes all the sense in the world. Imagine having the ability to take a payment holiday whenever you like for as long as you like to suit your lifestyle needs.


Use our MF65 Home Equity Line of Credit to buy a rental property to generate monthly rental income cashflow until you are ready to downsize without any mortgage payments for the rental property.

All The Great things You Get With Mortgage Freedom 65

Happy Senior Couple With MortgageFreedom65
  • NO Proof Of Income or Credit Required.
  • Guaranteed Approval.
  • Use The Tax Free Money From Mortgage Freedom 65 To Pay Off Any Mortgage, Debt or Personal Living Expenses.
  • Never Pay Mortgage Again As Long As You Live In Your Home.
  • You Will Always Own Your Home.
  • Use the Capital To Upgrade Your Home or Create a Rental Apartment.
  • Get Access To Capital To Travel More Often.
  • You Are In The drivers Seat. A Solution Tailored For You!

Who Is This For?

Simply put, MF65 is a safe and government approved mortgage solution for Canadian homeowners age 65+ to turn home equity into tax-free cash without the requirement of monthly mortgage payments. Unlike a traditional mortgage, there are no payments until you and your spouse leave the home. Similar like a SELF-DIRECTED RRSP where you have full control on how it is invested, MF65 works like a SELF-DIRECTED MORTGAGE where you have full control on the amount and frequency of payments like principal and interest, interest only or NO PAYMENTS at all.
MF65 works like a line of credit that allows you to access funds at anytime without ever having to sell your home. This is sometimes called “equity release”. The funds from MF65 can be used for whatever you desire; to cover monthly expenses, renovate your home, pay-off debt or travel - the choice is yours!

Must Be Home Owner In Canada

Owning a home in Canada is the primary requirement to get started. Never worry about mortgage payment again, and live in the home you love.

Must Be Age 65+

If you have a spouse and you are both on the title for your house, both of you must be listed on the Mortgage Freedom 65 application. Both of you must be at least 55 years old to be eligible for Mortgage Freedom 65

Primary Residence

The home you’re using to secure Mortgage Freedom 65 must also be your primary residence. This usually means you live in the home for at least six months a year.

Never Worry About Mortgage Payments Again

Our licensed advisors will provide you with transparent and unbiased advice tailored to your retirement and lifestyle needs.

You are one step away from becoming mortgage payment free in Canada.

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What People Say About MortgageFreedom65®

We make your MortgageFreedom65® request possible!
"Everyone in Canada deserves to have this mortgage solution. It's a no-brainer. I don't pay the mortgage as long as I live in my home.. This is Freaking Awesome!"
Patrick Torkos
Toronto, Ontario
"For anyone looking to truly become mortgage payment free, MortgageFreedom65 is the solution you need. It's really nice, flexible and i have to say this mortgage choice has brought a me a great change."
John Mastrangelo
Markham, Ontario
"I recommend. My financial advisor did a great job even with all the uncertainties from my side of the mortgage"
Theresa Hammond
Oakville, Ontario
"Don't miss the train - Never have to worry about mortgage again! Now i am going to be travelling all over the place."
Sherry Brown
Brampton, Ontario
"Best mortgage solution for Canadian home owners who are age 65+"
Mathew Eric Smith
North York, Ontario

Because We Care!

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MortgageFreedom65® (MF65) A Comprehensive Mortgage Solution That Allows Home Owners In Canada, Age 65+ To Become Mortgage Payment Free.

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